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Explore our Multi-Trip Annual insurance

Make travel easier

Travel Often? One Policy Is All You Need.

With Multi-Trip Annual travel insurance, enjoy dependable, affordable coverage for every trip you take outside Ontario, all year long.

  • Unlimited
    Visit other Canadian provinces or explore destinations worldwide
  • Flexible
    Travel as often as you want, whenever you want
  • Simple
    Save time with one policy that covers you for the entire year
  • Customized
    Choose the maximum trip duration that suits your plans*
  • Renewable
    Save 5% every time you renew your policy

Customize Your Travel Insurance

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Emergency Medical Care

Provides coverage up to $5,000,000 for accidents or illnesses.

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Trip Cancellation and Interruption

Reimburses your non-refundable expenses if you need to cancel or interrupt your trip.

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Accidental Death or Dismemberment

Offers up to $300,000 in coverage in the event of death or serious accident.

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Baggage

Protects against delays, loss, theft or damage.

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Why You Need Travel Insurance in Canada

Did you know that travel insurance is essential when visiting another province to protect against unexpected expenses? 

Your provincial health plan may not cover all medical expenses outside your province of residence, including ambulance transportation, emergency repatriation, and prescription drugs. Some services are only partially reimbursed.  

Our customizable travel insurance includes all this plus 24/7 travel assistance and Flight Delay Service. 

Why Choose Blue Cross?

  • 80 years of experience in personal insurance
  • 24/7 travel assistance, anytime, anywhere
  • A reliable international network of partners
  • Flight delay benefits
  • Easy access to your insurance through our Customer Space

Frequently Asked Questions

Provincial health insurance only covers part of the medical expenses incurred outside your province of residence. There are limitations, such as ambulance fees, repatriation costs, and prescription charges. It’s recommended to have insurance when travelling within Canada to cover these gaps.

Pre-existing conditions are those present before purchasing travel insurance. Coverage for pre-existing conditions is available if the condition has been stable for a period defined by the policy, which varies based on age. You can choose the Option: Reduced Stability Period for a shorter waiting period. For more details, visit our blog or contact one of our agents.

No, travel insurance must be purchased before you leave your province of residence and cover the entire duration of your trip.

Yes, unless you’re unable to do so. Our assistance team is available 24/7 to guide you to the best available care.
In a medical emergency, contact Blue Cross Travel Assistance right away. Failing to contact us before receiving treatment may result in your claim being denied. If you cannot reach us right away, seek care at the nearest clinic or hospital and notify us as soon as possible to open an assistance case.

Yes, you can reach us free of charge or collect while travelling by calling:

A pre-existing medical condition is a medical condition, illness, or injury that already exists before you travel and before your Blue Cross travel insurance coverage takes effect. For a pre-existing medical condition to be covered by travel insurance, it must be stable for a period defined in the contract. For more information, please contact one of our agents or read our blog article on the topic.

*You can choose between a maximum stay of 4, 8, 17, 31, 60, 90, 120, 150, 180 days per trip.