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Customize Your Travel Insurance

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Travel Insurance for Canadian Residents

Wherever your travels take you, we’ve got you covered. 

  • Comprehensive Travel Insurance
  • Customizable Coverage
  • Free Coverage for Dependent Children1

Customize Your Travel Insurance

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Emergency Medical Care

Provides coverage up to $5,000,000 for accidents or illnesses.

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Trip Cancellation and Interruption

Reimburses your non-refundable expenses if you need to cancel or interrupt your trip.

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Accidental Death or Dismemberment

Offers up to $300,000 in coverage in the event of death or serious accident.

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Baggage

Protects against delays, loss, theft or damage.

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Explore our 3-in-1 Package

An exclusive offer available to Canadian residents aged 54 and under.

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Select the Insurance That Matches Your Travel Needs

Occasional Travellers

If you’re planning a single trip this year, our Single-Trip plan is the perfect choice for you.

  • Coverage for one trip
  • Customizable coverage
  • Flexible travel dates
  • 24/7 travel assistance
  • Flight delay service included
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Frequent Travellers

If you travel often, the Multi-Trip Annual plan is the most cost-effective option for you.

  • Unlimited trips within 12 months
  • Customizable coverage
  • Flexible travel dates
  • 24/7 travel assistance
  • Flight delay service included
  • Option for automatic renewal
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Why You Need Travel Insurance in Canada

Did you know that travel insurance is essential when visiting another province to protect against unexpected expenses? 

Your provincial health plan may not cover all medical expenses outside your province of residence, including ambulance transportation, emergency repatriation, and prescription drugs. Some services are only partially reimbursed.  

Our customizable travel insurance includes all this plus 24/7 travel assistance and Flight Delay Service. 

24/7 Travel Assistance Service

  • Destination information
  • Medical assistance
  • Personalized guidance and advice
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Take Control of Your Travel Insurance

With your Customer Space, managing and personalizing your travel insurance has never been easier.

  • Access your insurance policy anywhere, anytime
  • Add or remove travellers
  • Extend your trip coverage
  • Adjust your travel dates
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Flight Delay Service Automatically Included

With your travel insurance, you’re covered for delays. Simply register your flight at least 24 hours before departure to unlock exclusive benefits if your flight is delayed.

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Frequently Asked Questions

Provincial health insurance only covers part of the medical expenses incurred outside your province of residence. There are limitations, such as ambulance fees, repatriation costs, and prescription charges. It’s recommended to have insurance when travelling within Canada to cover these gaps.

Pre-existing conditions are those present before purchasing travel insurance. Coverage for pre-existing conditions is available if the condition has been stable for a period defined by the policy, which varies based on age. You can choose the Option: Reduced Stability Period for a shorter waiting period. For more details, visit our blog or contact one of our agents.

No, travel insurance must be purchased before you leave your province of residence and cover the entire duration of your trip.

Yes, unless you’re unable to do so. Our assistance team is available 24/7 to guide you to the best available care.
In a medical emergency, contact Blue Cross Travel Assistance right away. Failing to contact us before receiving treatment may result in your claim being denied. If you cannot reach us right away, seek care at the nearest clinic or hospital and notify us as soon as possible to open an assistance case.

Yes, you can reach us free of charge or collect while travelling by calling:

1. Only the two oldest insured individuals have a premium to pay: dependent children on the same policy benefit from the Emergency Medical Care coverage at no extra cost.